Buyer Guide.

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Your Homebuying Roadmap Simplified...

Buying a home shouldn’t feel overwhelming — and with this guide, it won’t. Whether you’re just starting out or ready to take the next step, our Homebuyer’s Guide gives you a complete, plain-English overview of the entire process. From getting pre-approved to closing day, you’ll know exactly what to expect — and how to avoid the most common (and costly) mistakes.

You’ll walk away feeling confident, prepared, and ready to make smart financial decisions for your future.

A Clear, Step-by-Step Guide to Buying Your First Home

(without the Jargon)

✅ The Entire Homebuying Process Explained — From pre-approval to move-in day, mapped out clearly in one place

✅ What Lenders Actually Look For — And how to get your finances in shape before you apply

✅ The Timeline You Should Expect — Know what happens when, and how long it usually takes

✅ Homebuying Terms Made Simple — No more guessing what things like “escrow” or “DTI” mean

✅ Avoid Costly Mistakes — The biggest buyer regrets (and how to avoid them)

✅ BONUS: Access to Exclusive HERO Savings Programs — See if you qualify for up to $10K at close

Step 1

Talk to Our Team

Schedule a quick call with one of our HERO Rewards Advisors to understand where you are today.
We'll help you review your current credit status and homeownership goals — no pressure, just honest guidance.

Step 2

Create Your Personalized Game Plan

Work hand-in-hand with your advisor to build a customized action plan to strengthen your credit and prepare for pre-approval.

You'll know exactly what steps to take — and what mistakes to avoid — to move forward with confidence.

Step 3

Get Pre-Approved and Start House Hunting

Once your credit is ready, we'll help you secure your pre-approval and connect you with a trusted real estate agent.

Then the fun part begins: finding your dream home and using your HERO Rewards to save thousands at closing!