FOR: FIRST RESPONDERS | VETERANS | ACTIVE DUTY | TEACHERS | HEALTH CARE | ESSENTIAL WORKERS
Most buyers leave money
on the table at closing
You Don't Have To
The HERO Rewards Program. Built for the people who serve
For veterans, first responders, teachers, nurses, and essential workers
buying a home in Arizona, Washington, or Oregon, there is a credit
available at closing that most buyers never know to ask for.
Here is how it works: When you buy a home, your real estate agent earns a commission. In most transactions, the buyer never sees any of it. Through the Hero Rewards Program, a portion of that commission is applied to your closing costs at close. It shows up as a real line item on your closing disclosure, the official federal document you sign on closing day. Up to $10,000. Documented. Real.
This is not a government program. It is not a loan program. It is a real benefit that appears
on your official closing documents the day you get your keys. Credit ranges from $800
to $10,000 based on purchase price. Subject to program guidelines.
No cost. No obligation. Takes less than 2 minutes.
ABOUT THE PROGRAM
This is how the credit
actually works
The people who show up every day for their communities, first responders, veterans, teachers, nurses, and essential workers, deserve to keep more of their money when they buy a home. That is exactly what this program was built to do.
We connect you with licensed real estate professionals in your local market who know how to apply this credit correctly so it shows up on your closing disclosure, the official document you sign the day you get your keys.
You may qualify for up to $10,000 back at closing, documented as a real line item on your closing disclosure.
Not a check mailed later. Not a rebate.
Right there at the closing table.
You may qualify for up to $10,000 back at
closing, documented as a real line item on
your closing disclosure.
Not a check mailed later. Not a rebate.
Right there at the closing table.
It shows up on a federal document.
The closing disclosure is the official form required by law on every home purchase. This credit appears on that form as a real line item on closing day.
There is no separate application or fee.
You fill out one short form. A licensed professional handles the rest and walks you through exactly what you qualify for.
The credit ranges from $800 to $10,000
Depending on your purchase price. The higher the purchase price, the larger the credit available to you.
Watch how the credit works and exactly what to expect at the closing table
Who This Program Was Built For
Military
& Veterans
You wore the uniform. When you buy a home, this program makes sure you do not leave money at the closing table that was always meant to be yours.
Active duty, veterans, and surviving spouses all qualify.
Teachers and Educators
You shape the next generation every single day. When it is time to buy your own home, this program makes sure more of your money stays with you at the closing table.
No extra steps. No complicated fine print.
First
Responders
Police, firefighters, EMTs, and paramedics run toward danger every shift. When you are ready to buy a home, this program makes sure you keep more of what you earned doing it.
You show up for everyone else. This is for you.
Healthcare
Workers
Nurses, doctors, medical staff, and healthcare professionals who show up for others every day deserve to keep more of their money when they buy a home.
Up to $10,000 back at closing, documented on your official closing disclosure.
HOW IT WORKS
Three Steps to Keeping more money at closing
The process is simple. No extra hoops.
No confusing paperwork. Just a clear path from where you are now to the closing table with more money in your pocket.
1. Fill out a short qualification form
Tell us a little about yourself and your home purchase timeline. It takes less than 2 minutes and there is no cost or obligation to do it.
2. We walk you through exactly what you qualify for
A licensed professional reaches out to show you the specific credit amount based on your purchase price and situation. You will know the number before you are ever under contract.
3. Buy your home and receive the credit at closing
Your credit appears as a documented line item on your closing disclosure. The day you sign and get your keys, the money is already applied. No waiting. No follow-up required.
No Cost. No Obligation. Takes less than 2 minutes
WHAT YOU GET
You Have Earned More Than Just a Home.
Here Is What This Program Delivers
Whether you are buying your first home or your last home, the HERO Rewards Program is built to make sure the people who serve this country keep more of their money at the closing table. Here is exactly what that looks like
Up to $10,000 back at closing
Applied as a documented line item on your closing disclosure. Not a rebate mailed later. Real money at the closing table, the day you get your keys.
Full transparency before you sign anything
You will know exactly what you qualify for before you are ever under contract. No surprises at the closing table. No fine print that changes the number.
Licensed professionals who know this program
We connect you with licensed real estate professionals in your local market who know how to apply this credit correctly. You are not handed off to someone who has to look it up.
Support built around your schedule and situation
Whether you are active duty working around deployments, a nurse with irregular hours, or a teacher buying in summer, the process fits around your life, not the other way around.
No Cost. No Obligation. Takes less than 2 minutes
No cost. No obligation. Takes less than 2 minutes.
What buyers are saying about working with our team
Verified reviews from buyers who worked with our licensed professional. 5.0 stars across 19 Google reviews.
YOU HAVE EARNED THIS
You have spent your life showing up for others.
Now let us show up for you.
The Hero Rewards Program was built for one reason. To make sure the people who serve this country keep more of their money when they buy a home.
Finding out what you qualify for takes less than 2 minutes.
No commitment. No pressure. Just a short form and a licensed professional who walks you through exactly what is available for your situation.
Simple process. Licensed professionals. No surprises at the closing table.
Not a government program. Not a loan program. A real benefit that appears on your official closing documents the day you get your keys. No cost to find out what you qualify for. Credit ranges from $800 to $10,000 based on purchase price. Subject to program guidelines.
No cost. No obligation. Takes less than 2 minutes.
Frequently Asked Questions
Who qualifies for the HERO Rewards Program?
The program is currently active in Arizona, Washington, and Oregon, with additional states coming soon. If you are outside those states, fill out the form anyway and we will reach out as soon as the program is available in your area.
It was built specifically to honor first responders, veterans, active-duty military, teachers, nurses, healthcare workers, and essential workers — but eligibility is not restricted to those groups. If you are buying a home and you do not already have a real estate agent, there is a good chance you qualify. Fill out the short form, and we will confirm exactly what you are eligible for at no cost and no obligation.
Is this a government program?
No. The HERO Rewards Program is a private, independent program. It is not affiliated with any government agency, federal loan program, VA benefit, or public assistance program. The credit is real, it is legal, and it is fully disclosed on your official closing disclosure the day you close. No government involvement required. Just a properly structured real estate transaction that puts money back in your pocket.
Is this only for first-time buyers?
Not at all. The program is available whether you are buying your first home, your second, downsizing, or making any move where you do not already have a real estate agent committed to your transaction. Many buyers in this program are on their second or third home. The credit is based on your purchase price, not your buyer history.
How do I qualify for up to $10,000? Are there any catches or fine print?
No catches and no hidden conditions. When you close on your home with a licensed agent in the HERO Rewards Program referral network, you receive your closing credit based on your purchase price. The credit amount is confirmed before you ever sign a purchase agreement so you know exactly what to expect. The program is currently available to buyers purchasing in Arizona, Washington, and Oregon. If you are outside those states, fill out the form anyway, and we will let you know as soon as the program reaches your area. That is it. No extra steps, no secret requirements, and no surprises at the closing table.
Is there a catch? How does this work if buyers get money back?
Good question and a fair one. When you buy a home, your real estate agent earns a commission. How that commission is paid and by whom is negotiated as part of every transaction; buyer agent compensation is now openly discussed and agreed upon before the home search begins.
What does not change is this. Through the Hero Rewards Program™, the licensed real estate agent representing you in the transaction commits to crediting a portion of that commission back to you at closing. It is fully disclosed, fully legal, and shows up as a documented line item on your official closing settlement statement. The agent still earns their commission. You keep more of your money. That is the whole model.
Do I have to use your lender and agent to qualify for the credit?
No. The closing credit is applied on the real estate side of the transaction, not the lending side. It does not affect your loan amount, your interest rate, your debt-to-income ratio, or your approval. It shows up as a separate line item on your closing disclosure, fully disclosed and properly documented. Your lender will see it on the closing disclosure as a standard real estate transaction credit. It does not change anything about how your loan works.
Is there any cost or obligation to find out what I qualify for?
None. Filling out the short form costs nothing and commits you to nothing. A licensed professional will reach out to walk you through exactly what you qualify for based on your situation. You are under no obligation to move forward. There is no fee to use the program at any stage. The credit is built into the transaction itself, not charged separately.
Is this available in my area?
The HERO Rewards Program is currently active in Arizona, Washington, and Oregon. If you are purchasing in one of those states and do not already have a real estate agent, you may qualify. We are expanding to additional states and if you are outside the current coverage area, fill out the form anyway and we will let you know as soon as the program is available where you are buying.
How do I get started?
Click the button below and fill out the short form. It takes less than 2 minutes. A licensed professional from the HERO Rewards Program will reach out within 24 hours to walk you through exactly what you qualify for, answer any questions you have, and show you what your closing credit could look like based on your specific purchase price. No pressure. No obligation. Just clarity on what you have earned.
No cost. No obligation. Takes less than 2 minutes.
READY TO FIND OUT WHAT YOU QUALIFY FOR?
No cost. No obligation. Takes less than 2 minutes.
HERO REWARDS PROGRAMS
Military
First Responders
Educators
Healthcare
Government Employees
Union Members
Self-Employed
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