HERO Rewards Program™
Helping Essential Roles Own
Real Savings. Real People. Real Impact
We'll give you up to $10,000* Guaranteed!
Unlock thousands in potential savings when you buy your
next home through the HERO Rewards Program.
We connect you with our accredited real estate and lending professionals who are committed to helping you save
more — without the guesswork. Whether you're buying your first home or upgrading to your next, our team
helps you keep more of your hard-earned money at the closing table.
Why We Serve Those Who Serve
The HERO Rewards Program honors those who serve our communities — teachers, first responders, healthcare workers, and more. It’s not just a program; it’s our way of giving back to those who give the most.
We connect you with top real estate and lending professionals who truly work for you.
You'll receive up to $10,000 back at closing Guaranteed*.
But more than anything, you gain peace of mind in your home buying journey.
Peace of mind.
Personalized support.
And the respect you’ve earned.
Our HERO Mortgage Programs Are For
Military & Veterans
You’ve served our country — now let us serve you with savings, support, and a path to homeownership. The HERO Rewards Program honors military families with expert guidance and exclusive benefits.
Teachers, Educators
You’ve dedicated yourself to shaping young minds — now we’re here to support your future. The HERO Rewards Program helps educators save thousands on buying, selling, or refinancing a home.
First Responders
You’ve risked it all to protect others — now it’s our turn to protect your path to homeownership. With the HERO Rewards Program, public safety professionals save thousands and get expert support every step of the way.
Healthcare Workers
You care for others every day — now it’s our turn to support you. The HERO Rewards Program helps healthcare heroes save thousands with a homebuying experience built around your service.
Renters Ready to Own
If you’ve been paying rent, it’s time to invest in your future. The HERO Rewards Program helps renters become owners with expert guidance and zero pressure.
Government Employees
You keep our communities running — now let us help you build your own future. The HERO Rewards Program supports government employees with savings, guidance, and a clear path to homeownership.
Union Members
You’ve fought for fairness — now we’re here to fight for your future. The HERO Rewards Program helps union members save thousands and build lasting wealth through homeownership.
Clergy & Faith Leaders
You lead with compassion — now let us guide you home with care and respect.
The HERO Rewards Program helps faith leaders save thousands and find the foundation they deserve.
Resource Guides
Everything you need to navigate the home buying process — from pre-approval to move-in.
Home Buying Guide
Credit Repair Guide
Home Moving Guide
Home Ownership Guide
Your HERO Benefits — Because You’ve
Earned More Than Just a Home
Whether you're buying, selling, or refinancing, the HERO Rewards Program is designed to give
back to those who give so much. This isn’t just about saving money — it’s about creating
opportunity, building stability, and honoring your service with real support that makes a
difference. When you work with our team, you can access:
Exclusive savings at closing — keeping more cash in your pocket
State and local rebates, credits, and grant opportunities
Reduced lender fees and potential vendor discounts on inspections, title, and more
Dedicated support from professionals who understand your unique needs
A fully customized HERO plan tailored to your goals
How the HERO Rewards Program Helps You Save
Most buyers don’t realize how many financial resources are actually available to them — from city and county incentives to statewide programs that go completely unused. That’s where we step in.
At the HERO Rewards Program, we do the heavy lifting for you — researching every opportunity, finding what fits your unique situation, and building a plan that maximizes your savings.
Because this isn’t one-size-fits-all. It’s your home. Your journey. And you deserve a team that treats it that way.
Don’t Miss Out on Savings You Deserve
Whether it’s your first home or your next, there’s more help available than you think. Overlooking grants, tax credits, and profession-based savings can cost you thousands. At the HERO Rewards Program, we uncover every opportunity to maximize your savings. We tailor a plan based on where you live and what you do.
Financial Freedom Starts with the Right Plan
Owning a home, protecting your family’s future, and still having money left to build real wealth.
That’s exactly what the HERO Rewards Program is designed to do.
We work with you one-on-one to create a strategy that fits your life — not someone else’s template. Because your journey to homeownership should feel like a step forward, not a financial setback.
Your next chapter doesn’t have to be a dream. It starts here.
Real Savings. Real Support.
You’ve spent your life showing up for others — now we’re here for you. The HERO Rewards Program helps you save thousands with personalized support. From start to finish, we make the journey simple, stress-free, and centered on you. Our expert team is with you every step of the way. Because buying a home should feel like a reward — and with us, it will.
Frequently Asked Questions
Who qualifies for the HERO Rewards Program?
If you serve your community — there’s a good chance you qualify. This includes military (active or retired), first responders, healthcare workers, teachers, government employees, union members, clergy, and other essential professionals. Your eligibility may also depend on where you're buying and your unique situation.
Is this a government program?
No. The HERO Homebuyer Program is a private program created to honor and reward essential workers. While we can help you access available grants or government-backed loans, this program is independently operated and powered by real estate and mortgage experts who specialize in serving HERO families.
What exactly is a “HERO” loan?
A HERO loan isn’t one product — it’s a customized home financing plan designed around you. When you work with our trusted and accredited lender and realtor network, we align your mortgage, credits, and potential rebates to maximize savings and make the process simple, fast, and stress-free.
How do I get started?
Just click on Get Started and fill out the quick form on this page. One of our local specialists will contact you to discuss what’s available based on your role and where you’re looking to buy. From there, we’ll build a personalized plan and guide you through every step of the home-buying journey.
Is this only for first-time buyers?
Not at all. Many of our HERO clients are buying their second or third home, refinancing, or even downsizing. If you’re making a move, we’re here to make it smoother — and more affordable.
Do I have to use your lender and agent to qualify for the credit?
To receive the closing credit, you’ll need to work with a licensed real estate agent in our HERO Rewards Program referral network. You’re welcome to use any lender you choose — and many of our clients do choose to work with our lending team because we understand the HERO structure and can simplify the process.
How much money can I really save?
Many HERO Homebuyer Program participants save thousands—often up to $10,000 at closing. Your exact savings depend on factors like your home's purchase price, loan amount, and eligibility for various programs. These funds can be used for expenses such as inspections, appraisals, closing costs, or even to reduce your interest rate. Our team will guide you through all available options upfront, ensuring you know exactly what to expect and helping you maximize your savings.
*How do I qualify for up to $10,000? | Are there any catches or fine print?
Nope — no tricks, and no hidden rules. When you work with a trusted real estate professional in our HERO Rewards referral network, you can receive up to $10,000 back at closing. It’s our way of giving back to those who serve their communities — and making homeownership more affordable in the process. The actual credit amount depends on a few simple factors: The purchase price of the home. The loan amount. Your eligibility and successfully closing on the home with one of our HERO partner agents. *Inquire for details
OUR CLIENTS SAY
Hero for Homes was superb with first-time buyer support. Their investment property loan advice also really helped us get a great deal on our second home!
Explored several brokers for my rental properties. Hero for Homes efficiently managed my refinancing and investment loans. Straightforward process, quite satisfactory.
Hero for Homes made loan comparisons easy. Their application help was seamless, guiding me without hassle. A surprisingly smooth experience overall.
Jasmine Richards
Monica Chandler
Thomas Krazinski
Financial Freedom Starts With You
At the HERO Rewards Program, we believe owning a home is more than just a milestone — it’s a foundation for long-term financial freedom. That’s why we’re here to guide you every step
of the way. From day one to closing day (and beyond), our team is by your side to help
you make smart, confident decisions for your future.
You’ve done the hard work. Now let’s build something lasting.
HERO REWARDS PROGRAMS
Military
First Responders
Educators
Healthcare
Government Employees
Union Members
Self-Employed
Renters | First Time Homebuyers
HOME RESOURCES
Credit Repair Guide
Home Moving Guide
First Time Home Buyer Guide